Add payment system

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After adding a payment system, assign it to one or several currencies in which payments will be processed using the chosen payment methods (see the Currencies page). Only after that can this payment system be used for payments by customers and accounts with these currencies.

Note that you can’t assign payment systems with the same payment methods to the same currency. For example, you can’t have two systems with VISA payment methods assigned to the USD currency.

Reseller UI, E-payments > Add new payment system

Name

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Type in the unique payment system’s name.

Payment processor

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Select a payment processor from the list.

A payment processor is a real-time transaction processing system that works as a payment service on a secure Internet server. It lets account holders submit, authorize, capture, and settle credit card or eCheck transactions without a separate transaction terminal.

See the Supported online payment processors chapter for the full list. “Supported” means the payment processor has a corresponding Business: OnlinePayment plug-in module at www.cpan.org. This doesn’t guarantee the module supports every feature you need – some integration and testing work may be required.

Login

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Type in login to the payment processor account.

Password

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Insert a password for the payment processor account.

Test mode

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Use the Test mode to test the payment processor settings without using the real card data. Test mode is useful when you configure a new payment system or change the settings of an already configured one.

URL suffix

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This field appears for the PayPal payment processor only. You can generate the URL suffix in your PayPal account. It helps to distinguish requests from PayPal and pass them to a correct billing environment.

Payment methods

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Lists the payment methods available for the selected payment processor. All methods are enabled by default. Сlick a method to disable it.

Stored card information

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Choose how the card information will be stored for the payment system you create:

  • Token only – PortaBilling stores only the token received from the payment processor. The processor generates the token when a user performs a transaction with a card for the first time. The user enters all the card information, including the CVV code, only once. Any further transactions don’t need additional CVV verifications.
  • Full card info except the CVV – this is the default option. PortaBilling stores all card information except for the card security code, which can’t be saved for security reasons.

CVV required

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When you create a merchant account connected with a payment processor, you can set it to check the card security code. If you did it there, you should also enable it in PortaBilling.

Turn on the CVV required toggle switch if a card security code is required for payments via this processor.

When a card security code (CSC, CVV, etc.) is required for every transaction, the configured auto payments are rejected by the payment processor since PortaBilling doesn’t store such codes and therefore can’t automatically pass them to the payment processor when payments are made. Consequently, repeated unsuccessful payment attempts only create an additional load on the system. To avoid this, when the CVV Required option is enabled, the system discards all previously configured auto payments via this payment processor.
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